Kauai Mortgage Co. is a locally owned mortgage brokerage business serving all of the Hawaiian Islands since 1996. With over 40 lenders to choose from, we can obtain the right loan for you, to purchase or refinance, at the most competitive rates and terms.

We finance our Island’s finest properties

What sets us apart is the knowledge and experience of our loan officers. We have the know how to help you obtain the best financing for your transaction.

Hawaii properties are unique, and loans need special handling when there are issues relating to Agricultural zoning, ADU’s (accessory dwelling units), Farm Dwelling Agreements recorded in title, open zoning, conservation zoned properties, ohana units, high land-to-value ratios, condos with low owner-occupancy percentage, single family detached CPR (condominium property regime), guest houses, two kitchens etc.

Not sure how much you can afford?... Want to know how much money you'll need when it comes time to start looking?... If you are thinking of purchasing a home now or in the future, we can Pre-approve you before you start looking for a new home, or we can assist you in putting together a plan for buying a home in the future.